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Regulatory Horizon
General, source-cited reference on the EU instruments in scope — timeline, upcoming dates, calendar and illustrative article changes across AMLA, AMLR, MiCA, DORA, the EU AI Act and the Travel Rule. Every item links to its authoritative source. Curated reference content, the same for every visitor: not a live feed, not tailored to any organization, and not legal advice.
Authoritative Sources
Forward look
Upcoming Deadlines
Next regulatory application and transition dates after 12 Oct 2026.
271
days
271
days
Transposition deadline (most provisions) · AMLD6 (EU) 2024/1640
10 Jul 2027 · AMLD6
294
days
Certain high-risk (regulated products) apply · EU AI Act (EU) 2024/1689
02 Aug 2027 · EU AI Act
446
days
Direct supervision of selected obliged entities · AMLA Regulation (EU) 2024/1620
01 Jan 2028 · AMLA 2027 · From 2028
History & horizon
Regulatory Timeline
- 16 Jan 2023in forcein force / past
Entry into force · DORA (EU) 2022/2554
- 29 Jun 2023in forcein force / past
Entry into force · MiCA (EU) 2023/1114
- 30 Jun 2024applicationin force / past
ART/EMT rules apply (Titles III & IV) · MiCA (EU) 2023/1114
- 01 Jul 2024in forcein force / past
Entry into force · AMLA Regulation (EU) 2024/1620
- 09 Jul 2024in forcein force / past
Entry into force · AMLR (EU) 2024/1624
- 09 Jul 2024in forcein force / past
Entry into force · AMLD6 (EU) 2024/1640
- 01 Aug 2024in forcein force / past
Entry into force · EU AI Act (EU) 2024/1689
- 30 Dec 2024applicationin force / past
CASP authorisation & remaining titles apply · MiCA (EU) 2023/1114
- 30 Dec 2024applicationin force / past
Application · TFR (EU) 2023/1113
- 01 Jan 2025milestonein force / past
Ongoing implementation programme · ESMA — MiCA implementation
- 17 Jan 2025applicationin force / past
Application · DORA (EU) 2022/2554
- 17 Jan 2025milestonein force / past
Ongoing implementation programme · EBA — DORA RTS & AML/CFT guidelines
- 17 Jan 2025milestonein force / past
Ongoing supervisory programme · ECB — banking supervision (DORA)
- 02 Feb 2025applicationin force / past
Prohibited practices & AI literacy apply · EU AI Act (EU) 2024/1689
- 01 Jul 2025milestonein force / past
AMLA begins operations · AMLA Regulation (EU) 2024/1620
- 02 Aug 2025applicationin force / past
GPAI & governance rules apply · EU AI Act (EU) 2024/1689
- 02 Aug 2026applicationin force / past
Most high-risk obligations apply · EU AI Act (EU) 2024/1689
- 10 Jul 2027applicationupcoming
Application (most provisions) · AMLR (EU) 2024/1624
- 10 Jul 2027transitionupcoming
Transposition deadline (most provisions) · AMLD6 (EU) 2024/1640
- 02 Aug 2027applicationupcoming
Certain high-risk (regulated products) apply · EU AI Act (EU) 2024/1689
- 01 Jan 2028applicationupcoming
Direct supervision of selected obliged entities · AMLA Regulation (EU) 2024/1620
Planning
Regulatory Calendar
2027
Q3 2027
- 10 Jul 2027 — Application (most provisions) (AMLR)
- 10 Jul 2027 — Transposition deadline (most provisions) (AMLD6)
- 02 Aug 2027 — Certain high-risk (regulated products) apply (EU AI Act)
2028
Q1 2028
- 01 Jan 2028 — Direct supervision of selected obliged entities (AMLA 2027)
So what
By framework
Select frameworks to see which instruments apply to them and when.
AMLR (EU) 2024/1624
271d · mediumAffects AMLR · Next: Application (most provisions) (10 Jul 2027)
AMLD6 (EU) 2024/1640
271d · mediumAffects AMLD6 · Next: Transposition deadline (most provisions) (10 Jul 2027)
EU AI Act (EU) 2024/1689
294d · mediumAffects EU AI Act · Next: Certain high-risk (regulated products) apply (02 Aug 2027)
AMLA Regulation (EU) 2024/1620
446d · mediumAffects AMLA 2027 · Next: Direct supervision of selected obliged entities (01 Jan 2028)
MiCA (EU) 2023/1114
In forceAffects MiCA · Next: CASP authorisation & remaining titles apply (30 Dec 2024)
TFR (EU) 2023/1113
In forceAffects Travel Rule · Next: Application (30 Dec 2024)
ESMA — MiCA implementation
In forceAffects MiCA · Next: Ongoing implementation programme (01 Jan 2025)
DORA (EU) 2022/2554
In forceAffects DORA · Next: Application (17 Jan 2025)
EBA — DORA RTS & AML/CFT guidelines
In forceAffects DORA, AMLR · Next: Ongoing implementation programme (17 Jan 2025)
ECB — banking supervision (DORA)
In forceAffects DORA · Next: Ongoing supervisory programme (17 Jan 2025)
What changed
Article changes (illustrative)
Compare two versions of a regulatory text. Examples are illustrative summaries — the citation links to the authoritative article.
Information on the originator and the beneficiary accompanies transfers of funds aboveand EURcrypto-asset 1000.transfers, regardless of amount for crypto-asset transfers.
Catalog
Instruments & Citations
Every instrument in scope, with a verifiable link to its official source.
AMLA Regulation (EU) 2024/1620
Establishes the EU Authority for Anti-Money Laundering (AMLA), seated in Frankfurt, with direct and indirect supervisory powers over the EU AML/CFT framework.
AML/CFT supervision · AMLA 2027
AMLR (EU) 2024/1624
Directly-applicable AML/CFT single rulebook: harmonised customer due diligence, beneficial ownership, and reporting obligations across the EU.
AML/CFT · AMLR
AMLD6 (EU) 2024/1640
Directive on mechanisms to prevent the use of the financial system for ML/TF; supervisory cooperation, FIUs and registers. Requires national transposition.
AML/CFT · AMLD6
MiCA (EU) 2023/1114
Harmonised regime for crypto-asset issuers and crypto-asset service providers (CASPs): authorisation, conduct, reserve and disclosure requirements.
Crypto-assets · MiCA
DORA (EU) 2022/2554
ICT risk management, incident reporting, digital operational resilience testing and ICT third-party risk management for financial entities.
ICT / operational resilience · DORA
EU AI Act (EU) 2024/1689
Risk-based rules for AI systems: prohibited practices, high-risk system obligations, GPAI rules, transparency and governance (European AI Office).
AI governance · EU AI Act
TFR (EU) 2023/1113
Information accompanying transfers of funds and certain crypto-assets — the EU 'Travel Rule' for originator/beneficiary data.
AML/CFT · Crypto · Travel Rule
ESMA — MiCA implementation
ESMA Regulatory/Implementing Technical Standards and guidelines operationalising MiCA (CASP authorisation, conduct, sustainability disclosures).
Crypto-assets · RTS/Guidelines · MiCA
EBA — DORA RTS & AML/CFT guidelines
EBA (with the ESAs) Regulatory Technical Standards under DORA (ICT risk, incident reporting, TLPT, third-party oversight) and AML/CFT guidelines.
RTS / Guidelines · DORA, AMLR
ECB — banking supervision (DORA)
ECB Banking Supervision expectations on ICT and operational resilience for significant institutions, aligned with DORA.
Supervisory guidance · DORA
Regulatory Horizon is curated, source-cited reference content — dates as published; verify against the linked official source. ReguShield AI provides compliance decision-support intelligence — not legal advice or a regulatory determination.